Apple Insurance & Financial Services
Are you turning 65 soon?
If so, you will be eligible to enroll in Medicare. Plan ahead and review your options with one of our licensed agents. Call 888.692.5838 (888.MYBLUE.8) to make sure you’re covered with the right Medicare Advantage or supplemental plan at the right price.
Want to change your Medicare options?
The annual enrollment period runs from Oct 15th- December 7th annually, you have the opportunity to make changes to your Medicare Advantage or Medicare prescription drug coverage. Schedule your appointment with one of our licensed agents in advance!
What's Medicare Supplement Insurance (Medigap)?
A Medicare Supplement Insurance (Medigap) policy, helps pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn’t cover, like medical care when you travel outside the U.S. If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share.
A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
How do Medicare Advantage Plans work?
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” get your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage from the Medicare Advantage Plan and not Original Medicare.